Do you have financial goals?

My Financial Needs

One of the ways in which you can demonstrate financial responsibility is working towards a goal or goals. Just the same way you can’t achieve much in other aspects of life without goals, your finances will always be in a state of disarray if you do not set financial goals. Whether as an individual, a family or a business, it is very important that you have financial goals. I know just the thought of it will make some people back out, but as long as you spend money and will like to have your needs met when they fall due then you need to have financial goals.

According to Brian Tracy, success is goals and all else is commentary. Your financial life will only begin to become great when you clearly identify what it is that you want, make a plan to achieve it and then work on that plan every single day. Napoleon Hill also said “The primary reason for failure is that people do not develop new plans to replace those plans that didn’t work.”

Are you ready to make things work financially? If yes, then it is time for goal setting and here are some tips that can help you with them:

1. Write down clearly what you want financially in details.
2. Set a deadline on your financial goals and set sub deadlines if necessary.
3. Ascertain any obstacle that you will have to overcome to achieve your financial goals.
4. Ascertain any additional knowledge and skills you will require to achieve your financial goals. What do you need to become excellent at to become who you want to be financially?
5. Ascertain the people whose help you will require.
6. Make a list of everything you will have to do to achieve your financial goals.
7. Plan your financial goals by stating activities that you will have to engage in to achieve them, daily, weekly and monthly, in advance. For example a standing order can be put in place for your savings and giving.
8. Don’t limit your goals to only short-term. Plan for the future too, 5 years, 10 years, 20 years or even 50 years are not too far away now.

Nothing is too small to be planned for financially. Decisions such as buying a new car, remodeling the bathroom, giving your house a facelift, upgrading your television set, changing your home, traveling on holiday, giving to family and other people who need help, paying school fees, daily upkeep, school fees, etc. It does not matter what your goal is. All that matters is that it is something you want and which you will need money for. Determine from the onset that you will work towards your goals and never give up. As you do this you will get stronger and better and also develop stronger and deeper financial astuteness, self-esteem and self-confidence.

I remain committed to your financial success!

Culled from:


Categories: Goals

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